Home Care vrs. Daycare?

Dustin and I have been struggling with the decision to enroll the baby into a daycare center when I go back to work, or to trust her care to a woman doing childcare in her home. Luckily, I plan to take the full 12 weeks of maternity leave.

Daycare Center
Pluses:
+Government mandated and restricted
+1 mile away from house
+Online streaming of infant room that we could log onto and watch at any time
Minus':
-$150 a week
-have to pay every week including summers and holidays even when the baby isn't there
-not happy with medication mandates
-all types of extra fee's here and there
-4 infants to 1 adult (8 babies in the room)

Homecare
Pluses:
+This woman was a parapro at Dustin's school
+1 mile away from Dustin's school
+3 babies to 1 adult
+$125 a week
+do not have to pay for holidays or summer break
+will follow our schedule for the baby
Minus':
-will transport all the kids to a preschool to drop off a 3 year old in her care 2/3 a week
-will need to buy another car seat for this
-she doesn't have all the equipment she needs yet
-will keep 3 babies, a 3 year old, and a 4 year old
-her children are in high school, so she needs to read up on all the new safety procedures, etc.

I know that whatever decision we make, I will probably be completely stressed out about it. It's going to be hard to leave her anywhere :(

Another update- Baby girl is still measuring a bit small. The doctors want to continue to monitor her progress to make sure she continues to grow at a normal rate and that her growth doesn't slow down at all. Other than that one concern, she is a very healthy little baby girl. I think she's just going to be a little peanut :) We will continue to monitor her progress and try not to worry. She isn't even here yet, and she is already stressing me and Dustin out. I guess she is just trying to prepare us for parenthood :) She is already such a special little girl!